 |
|
Home Loans Help: Credit Advice
|
Browse home or car loans, check today's rates, and quickly compare payments.
Get great deals and fast, friendly service
at E-Loan, even with bad credit.
Pick your best loan deal. Get approved in five minutes!
Click here to
Check Current Rates (opens
in new window) |
Credit Card Snafus Tons of Dog Food What's Going On Online
B.L.Ochman
Imagine this scenario. You are ordering vitamins at drugemporium.com. You register for the site, put in your shipping and payment information and press "Express Checkout." Up comes an order not for your vitamins, but for the products ordered by Ester Levitts in Kentucky. Her Discover card information is given, along with her name, address and ordered items.
Think it's unlikely? Think again. It happened to restaurant broker Ray Tekosky of New York City on Friday, Jan 28. He had the presence of mind to download the errant order page and fax it to me. I, in turn, faxed it to a reporter at The Wall St. Journal. Was it news? You bet! On Monday, Jan 31 the Journal reported that drugemporium.com had to close down the site for an afternoon while it tended to its database problems.
What happened here? Something that will happen again, maybe in a much bigger way, maybe on your site. "We're still in the early stages of ecommerce," says Tekosky. "There will be much bigger mistakes on a much larger scale. Who's to say it wouldn't happen with a banking situation? That could create the ecommerce equivalent of the Mad Cow scare."
"Donate the excess to charity"
Tekosky is not some ecommerce-basher. He buys online all the time. He bought his Palm Pilot, his printer, many books, vitamins and other goods on the Internet. And he's not the only one who's having trouble with online buying.
Consider the plight of web developer Ira Wexler and his wife, Barry, who is an attorney. They thought they found a great deal for dog food at petopia.com. All they had to do was pay in advance to lock in a great price for six 40 pound bags of dry dog food for their yellow Lab puppy. One 40 pound bag would be sent every 8 weeks. They would pay for the first three bags and get the next three free.
Great idea, until the second 40 lb bag arrived one week after the first and the third 40 lb bag arrived a few days later. The Wexlers now have 120 lbs of dry dog food crammed into a closet in their small New York apartment. Duncan, their puppy, sits hopefully in front of the closet door for hours on end, dreaming of the contents. Petopia.com thoughtfully told them that they could donate their excess to charity.
An email to Petopia went unanswered. The first phone call netted no result. Finally someone emailed to say that the remaining three bags in their order have been placed on hold until April first. But that's April Fool's Day and the outcome remains to be seen.
Failure to plan for success
What's going on? It would seem that drugemporium.com has a problem with its secure server and petopia.com has a problem with its shipping procedures. Actually it's a good bet is that they both had the same problem - they skimped on the back ends of their sites in a rush to get online. My company and many others do a good trade in re-doing web sites that were skimped on the first time around.
Companies that sell online need to seek out the expertise of ecommerce integrators to design and implement an intelligent infrastructure for their sites. The days of having a brother-in-law who "knows a lot about the net" design a site have gone the way of the dinosaur. The ecommerce stakes get higher every day and budgets must follow.
Instead of planning for success, a lot of companies throw up a site and figure they will beef up the back end once the money starts rolling in. And sometimes that happens a lot faster than anyone planned.
We are likely to continue to live with a variety of snafus caused by poor planning. The way your site can avoid these problems? Plan for success. Build a system set to grow with your business. Or pay the price later. Like poor Ester in Kentucky. And Duncan in New York City.
Related Pages
Mortgage
Brokers - Shop these top lenders for comparison quotes.
Credit History
and Approval - How to get a free credit report - Quick fixes to qualify for a
better rate.
Down Payment
Leverage - Avoid PMI with a two-loan strategy. How to grow your equity faster.
Online
Lenders - Tips on evaluating online lenders and their offerings.
Refinance-
Tips on when refinancing is the right decision - How to avoid paying points and
other lender fees.
Home Loan Online
- Discover the best ways to get the lowest rates - Links for checking current rates.
In The News
|
|
|
|
